Most of us living the typical Monday to Friday 9 to 5 work week, go home and look forward to the weekend where we can relax and do all the things we have planned. However, have you ever taken a look at your bank statement shortly after pay day and find there are several outgoings associated not with partying on a Saturday night, but in fact during your Monday to Friday work week?
The reality is many of us actually spend quite a large sum of money going to work each day. For instance, without having the luxury of living next door to your work place, most of us have to pay in some sort of way for transport to get there, whether it be petrol for your car or your fare for the bus. Then there are those coffee breaks, and lunches to be paid for out of your own pocket at the on-site café, or the sandwich van or nearby deli. These costs may not seem so high each day, but when you look back at your bank statement at the end of the month, they mount up rather fast.
Spending money getting to work or at work, is one reason why many of us fail to stick to our monthly budget, thus sometimes people fall short of cash towards the end of the month and will need to take out things like instant payday loans in order to get by until their next pay check comes in.
Thankfully, there are a number of simple ways in which you can reduce the amount of money it costs you going to work each day, therefore helping you stick to your monthly budget without falling short all the time.
If you live in the same area as your work place and drive, you may find leaving your car at home is one of the easiest ways to cut back. That daily five minute drive may be convenient, but it is also costing you money. If you choose to leave the car at home, even half of your working week, and walk instead, not only will you be getting some exercise into your working day, but you will also be reducing the amount of cash you spend having to buy petrol.
If on the other hand you use public transport, you can still make huge savings. Many of us will simply pay for our bus or train fares each day, however to save money using public transport it is certainly worthwhile asking about monthly passes or even annual passes, which are known to be much cheaper and save you a lot of cash.
We all look forward to pour coffee breaks and lunches however; those who need to pay for the on-site café will often be spending at least £5 per day. This means over a 4 week period you could be spending around £100 per month on food and coffees! You can easily cut down on these costs by up to half if you were to bring your own lunch to work instead, or even skip that extra coffee in the afternoon, which will not only give your purse a rest, but is also good for your health.
